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How Student Loans Impact Your Credit

  • Date: 10/14/2024 12:00 PM - 1:00 PM  

Understanding how student loans and other loans influence your credit score empowers you to make informed financial decisions. Regularly monitoring your credit report and practicing responsible financial habits contribute to a positive credit profile.

Topics covered:

  • Analyze your credit report.
  • Evaluate a credit score and how this score is calculated.
  • Understand credit challenges and methods to improve credit scores, including how to correct reporting errors, how much credit to have, and which types are better
  • Comprehend consumer rights protected by the Fair Credit Reporting Act (FCRA).
  • Student Loan Deferment, Forbearance, Loan Forgiveness,
  • Private vs. Federal Student Loans
  • Consolidating student loans
  • SAVE Repayment Plan
  • Strategies for Reducing Debt

Presenter: Stella Shor, Gesher Human Services

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Oakland ThriveOakland Thrive is a transformative force in Oakland County, dedicated to nurturing local businesses of all sizes.  We focus on bridging economic disparities, fostering inclusive growth, and ensuring equitable opportunities by leveraging a network of diverse partners. Oakland Thrive isn’t just about business success; it’s about creating and maintaining strong, vibrant communities. Our goal is a thriving, inclusive economy where every business, big or small, has the tools and support to flourish.
For a list of training and other resources, visit:  https://oaklandthrive.org/workshops-events/