Health Care Schedule

Oakland County offers retiree health care coverage to eligible employees hired before 01/01/06.

Employees hired after 01/01/06 and those employees that converted from VEBA, receive a Retirement Health Savings Account (RHS) - Schedule D.

Schedule Details

Oakland County has four Retiree Health Care Schedules: A,B,C and D.

View the full version of the Retiree Health Care Eligibility Schedule document.

Retiree Health Care Eligibility

Once an employee has met the required years of service and required age, you are eligible for health care coverage as a retiree from Oakland County. The eligibility is dependent upon your date of hire as an eligible for benefits employee. The schedule on the following pages applies to non-represented employees. If you are represented by a bargaining unit, the dates may vary and you are encouraged to contact the Retirement Unit to determine which schedule applies to you. In all cases, except as specified differently by some Sheriff bargaining agreements, you must have met the requirements specified on the following pages and be at least age 60 with 8 years of service or age 55 with 25 years of service for coverage to commence.

At age 65 or sooner, if you or your dependents become eligible for Medicare due to a disability, Medicare becomes the primary coverage and the coverage available through the County becomes secondary. Standard dental coverage and standard vision coverage is also available to retirees.

A - 8 Year Schedule of Eligibility

Employees hired prior to September 21, 1985 are eligible for full family health coverage at retirement. Age 60 with 8 years of service or Age 55 with 25 years of service.

B - Revised Schedule of Eligibility

Employees hired on or after September 21, 1985 and before January 1, 1995. Dates may vary by bargaining unit.

Paid Health Coverage

*Retiree has the option to pay the difference for a family policy.

C – 15 Year Schedule of Eligibility

Employees hired on or after January 1, 1995 and before January 1, 2006. Dates may vary by bargaining unit.

**This is the percentage the County would pay toward a Single person or Family plan, depending on the plan the employee was enrolled in at the time of retirement. The employee would be responsible for the difference between this amount and the current full cost of their health plan, plus any deductibles or co-pays.

D – Retiree Health Savings Account (RHS)

Employees hired on or after January 1, 2006 will not be eligible for retiree health, dental or vision coverage through Oakland County.  A Retirement Health Savings (RHS) account will be set up for full-time eligible employees* at a contribution amount of $75 per pay**.

The RHS account may only be used to pay for medical, dental and vision expenses based on Internal Revenue Regulations. These expenses may include paying for health care premiums, co-pays, and deductibles.

A participant may access their RHS account after retirement or separation from Oakland County based upon the following vesting schedule:

* A part-time eligible employee hired on or after January 1, 2006 will not be eligible for Oakland County contributions towards his/her RHS account.
** Some bargaining units may differ.

Part-Time Non-Eligible Employees do not receive healthcare.

Visit the Retiree Benefits page.